Comprehensive Credit Management Solutions for Efficient Loan Processing

CRIF supports over 5,000 banks, financial institutions and leasing companies in end-to-end credit management with best-in-class solutions.

Financial players must be able to adapt quickly to the challenges posed by changing regulatory and market scenarios while maintaining complete alignment between strategic direction, operational efficiency and customer management.

The CRIF Credit Management Platform enables credit management and governance optimization, with a 360° view of the customer.
Its key features include:

A single management solution for any segment (Corporate, SME, Retail) or product and for every phase of the credit lifecycle; multi-country, multi-language, and multi-currency;
Integration framework that can easily retrieve all internal and external information sources;
Best practices for embedded credit processes thanks to the depth and breadth of experience in designing operating models and implementing credit policies.

Covered industries

Banking

Insurance

Telco & Media

Energy & Utilities

Manufacturing

Solution details

Loan origination

CRIF solutions allow the process automation and decisions related to the entire loan experience. Thanks to a wide dataset made of both proprietary and public data, CRIF adopts technologies that enable data collection for powerful processes. The end-to-end credit management platform allows the management of the whole origination phase of the credit lifecycle.

Portfolio management

Thanks to updated, enriched, and verified data, the platform allows the calculation of any kind of scoring/rating models, based on which customers can design autonomously tailored portfolio management strategies, such as pre-approved loans.

Moreover, the platform allows a setup of a process for early warnings, based on traditional (credit bureau, business information and current account) and new (categorized open banking) data. The platform executes all the business development actions, such as up-selling, cross-selling, and pre-approved loans, to engage customers in a real-time, one-to-one, omnichannel way.

Collection

This system allows the differentiation of the collection strategy by addressing each segment towards the optimal action path, based on enriched and verified data.