How do we approach innovation?

At CRIF innovation is not just a guiding principle: it is the foundation upon which we build our solutions. As a global leader in data-driven insights and technology, we continuously adapt to the evolving needs of the financial industry. 

Our technological evolution towards the years

Credit Analytics

1998

Introduction of Credit Analytics

Credit Analytics stands out as a powerful system that utilizes advanced regression techniques on conventional databases to thoroughly analyze and evaluate credit risk.

Credit Marketing

2010

Expansion towards Credit Marketing

We expanded into Credit Marketing, providing innovative benchmarking solutions and risk-weighted targeting tools. This helps companies enhance their risk segmentation and management.

Machine Learning, Deep Data

2013

Embracing Big Data and Machine Learning

In 2013 we embraced the potential of Big Data and Machine Learning, implementing advanced models on alternative data and the cloud.

Analytics Data

2016

Introduction of Insurance Analytics

We introduce Insurance Analytics to bring greater innovation and precision to the insurance industry through advanced analytics. In 2017 and 2018, we implement Computer Vision and Text Mining.

Gen A, analytics, big data

2023

The birth of CRIF GenAI Factory

The introduction of our GenAI Factory in 2023 has set the stage for this journey, establishing a dedicated hub for developing, experimenting, and scaling GenAI solutions across the organization.

The principles guiding our journey forward

  • Pragmatic Innovation

    Cutting-edge solutions that are practical and immediately applicable to real-world challenges.

  • Responsible AI 

    CRIF is committed to building solutions that adhere to robust ethical frameworks, minimize bias, and comply with all relevant regulations.

  • Customer-Centricity 

    We ensure that our partners are well-equipped to thrive in an increasingly competitive landscape.

  • Scalability and Adaptability 

    Our GenAI capabilities are designed to be flexible and scalable, allowing financial institutions of all sizes to benefit from our innovations. 

  • Continuous Improvement

    We continually refine our roadmap based on feedback from our partners, market trends, and emerging technologies, ensuring that our solutions remain relevant and effective.

Realizing our Mission

Artificial Intelligence

At CRIF, our mission is to empower financial institutions with cutting-edge tools and technologies that unlock new opportunities, drive operational excellence, and deliver exceptional value.

 

This commitment goes beyond innovation.

 

It’s about reshaping the financial services landscape to meet the demands of a rapidly evolving industry.