The rich program included presentations from a fantastic line-up of speakers and market leaders, such as the Czech National Bank, the Czech Banking Association, the Debt Advisory Center, Provident Financial, and Raiffeisenbank, as well as experts from CRIF, the Czech Banking Credit Bureau (CBCB) and the Czech Non-Banking Credit Bureau (CNCB).  The audience was engaged in interactive debates on the most pressing issues facing the Czech credit industry, including the importance of an effective financial education, innovative lending and risk management solutions brought to the market, and updates on the current relationship between financial institutions and debtors.