In the United States, CRIF provides the most comprehensive suite of loan origination solutions

During the last 5 years, CRIF has strengthened this presence by forming CRIF Lending Solutions and bringing together 6 different companies to form 4 specialist divisions: CRIF ACTion, CRIF Achieve, CRIF Select, and CRIF Synergy.

Today CRIF supports around 560 large and small U.S. banks, credit unions and financial institutions with a comprehensive offering of loan origination systems for consumer, business, and point-of-sale lending, as well as business process outsourcing for indirect lending, analytics and account opening.

“We focus everyday on deploying solutions that help lenders streamline the loan process, grow revenue, and better manage risk. Our solutions help both credit unions and banks across a wide spectrum of asset size, from 100 Million to over 80 Billion in turnover. We offer solutions for direct, indirect, and business lending. Our turn-key indirect solutions connect lenders to auto dealers and support them in automating their loan underwriting criteria and rate sheets. This includes the ability to adjust underwriting guidelines and offer new programs to respond to unique market demands”, said Larry Howell, CRIF Lending Solutions Chairman.

An indirect lending program is one of the most effective ways for credit unions and banks to grow their loan portfolios. But for some financial institutions, perhaps because of time or staffing constraints, establishing such a program can be nearly impossible to achieve internally. Thanks to CRIF solutions, clients can outsource their indirect lending program, benefiting from lower management costs and higher business flexibility, focusing more on lending growth strategies.
In addition to indirect lending solutions, CRIF has developed all-in-one scalable direct loan origination solutions, which help lending organizations make better underwriting decisions and streamline lending and account opening programs.

Using its globally recognized experience in providing 360° solutions to banks and financial institutions, our clients can take advantage of a full range of added-value services that complement the offer thanks to configurable decision and analytic software solutions for risk management and business intelligence.
In today’s market, to compete, grow and respond to changing regulatory demands, financial institutions of all types and sizes must manage decisions more systematically, consistently and analytically. But what this really means for individual institutions really depends on size, balance sheet results, functional area, organizational culture, business priorities and a variety of other factors. Essentially, CRIF analytics allow U.S. lending organizations to transform data into actionable intelligence. It allows banks and credit unions to take all the information gathered on customers or members and turn it into insights that can be used to move the business forward.

“Our goal is to further consolidate CRIF, making it a leading player in the U.S. loan origination sector to sustain our long-term growth, and exceed our clients’ expectations”, added Larry Howell.  
The company has always been committed to developing advanced solutions and enhancing its technology offering to improve the competitive edge of its current and future customers. Its recognized capacity for innovation and delivery was confirmed by the 2014 FinTech 100, which listed CRIF among the top global providers of financial technology.
“We bring the Italian way to the U.S., assessing and thinking before acting; the efficiency in anticipating market needs and moving swiftly into action keeps us sharp. As a Group, CRIF leverages synergies and core competences with an understanding of the local culture and unique market needs; this is key to providing greater flexibility and keeping quality standards high”.