Following a long period of rigid credit policies aimed at reducing and containing the cost of risk, nowadays the challenge is to increase volumes without generating an increase in the cost of risk.
Lear more about how one of our customers relaunched its personal loan product improving the balance between risk and opportunity.
The project was broken down in three key steps:
- Analyze the existing process (assessment of the AS-IS process)
- Identify and simulate alternative scenarios of the policies and rules to achieve desired results
Determine the maximum “affordable” installment based on the calculation of the applicant's household budget.
Download now the in-depht white paper to discover how you can build a "class A" client portfolio optimizing loan origination processes.
